Business Funding for Business Owners.

Working capital, equipment financing, SBA loans and business lines of credit. I'm a business owner myself, and I work with multiple lending partners to help you find funding that fits your business, explained in plain English.

Free consultation · No obligation · Reply within 24 hours

How It Works

Three Simple Steps.

01

Apply in About 2 Minutes

Tell me about your business: what you do, how long you've been open, and how much funding you need. No cost to apply and no obligation.

02

I Review Your Options

I'll reach out within 24 hours, learn what you need the money for, and match your file with the lending partners that fit your situation.

03

You Decide

If a lender makes an offer, I walk you through the terms so you understand them. You choose whether to move forward.

Sergio Fernandez
About Sergio

I'm Not a Banker.
I'm a Business Owner
Who Helps Owners Get Funded.

I've bought, scaled, and sold businesses. I've built real estate portfolios from the ground up. That experience means I don't just review your file — I understand your strategy.

Whether you need working capital, new equipment, a line of credit, or an SBA loan to grow — or you're a real estate investor financing your next property — I know what lenders look for, and I'll help you put your best file forward.

More About Me →
Funding Solutions

Every Business Has Different Needs.
Find Your Fit.

Funding options for business owners first, plus financing for real estate investors.

For Business Owners

Working Capital

Cover payroll, inventory and day-to-day costs between contracts and payments. Keep operations moving without disruption.

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Equipment Financing

Free up operating capital. Finance the equipment that drives revenue so your cash stays working in the deal.

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Business Lines of Credit

Revolving capital on demand. Stop letting missed opportunities become a cash-flow problem.

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SBA Loans

Long-term, lower-rate funding for business owners who are building something that lasts.

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For Real Estate Investors

DSCR Loans

Qualify on property cash flow, not personal income. The ideal vehicle for scaling your rental portfolio without tax-return headaches.

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Construction Loans

Ground-up financing structured for developers who need capital that keeps pace with the build — not behind it.

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Fix & Flip Financing

Fast, flexible short-term capital for investors who move quick, flip smart, and repeat.

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Investor Financing

Large-scale portfolio funding for experienced investors ready to go bigger. Built for volume, not one-offs.

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Why Work With Sergio

An Advisor in Your Corner,
Not a Bank.

Independent Funding AdvisorI'm not a lender. My job is to help you find the right option, not to push one product.
Multiple Lending PartnersI work with a network of lending partners, so your request isn't limited to one bank's yes or no.
A Business Owner MyselfI've owned and operated multiple businesses and invested in real estate. I understand cash flow and timing because I've lived them.
No Cost to ConsultTalking through your options with me is free.
No ObligationYou review any offer and decide for yourself whether to move forward.
Reply Within 24 HoursApply or call (346) 474-7849 and you'll hear back from me directly within 24 hours.
Follow the Journey

@sergio_funds on Instagram

Funding tips, what lenders look for, and behind the scenes of business finance.

Ready to Take the Next Step?

Let's Find the Right
Funding for Your Business.

Free consultation, no obligation. Apply in about 2 minutes or call (346) 474-7849.